Discover the right Medicare options for you with our assistance. We specialize in guiding you through Medicare Advantage, Medicare Supplement, standalone drug plans, and dental/vision plans—all at no cost. Let us help you navigate your choices and find the plan that best suits your needs. Your health is our priority!

 

What is Original Medicare?

Original Medicare includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). Original Medicare covers things like inpatient hospital care, doctors’ services and tests, and preventive services. You pay for services and items as you get them. You must be lawfully present in the U.S. for Medicare to pay for Part A and Part B covered services.

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Medicare Advantage Plan 

If you have Part A and Part B, you can join a Medicare Advantage Plan, sometimes called “Part C” or an “MA plan.” This type of Medicare health plan is offered by Medicare-approved private companies that must follow rules set by Medicare. Most Medicare Advantage Plans include  drug coverage (Part D)

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Medicare Supplement (Medigap) 

Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private insurance company to help pay your share of out-of-pocket costs in Original Medicare.  You can only buy Medigap if you have Original Medicare. Generally, that means you have to sign up for  Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) before you can buy a Medigap policy. 

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